You need to be very cautious while making digital payments. If you make a mistake, your entire account will be empty. Let’s know how you can do safe transactions.
People are now making digital payments across the country. Due to the availability and convenience of the digital medium, the number of users using this medium has increased significantly. In the year 2016-17, around 1.5 million used to make digital payments.
Now in the year 2019, the number of merchants accepting digital payment mode has exceeded 10 million. Online transactions have increased significantly since the demonetization. In such a situation, you need to be more careful while doing online transactions. One of your lapses can free your account.
To prevent you from getting caught in the online fraud trap, you need to take some precautionary steps, about which we are going to tell you. We are giving you such important information related to credit and debit cards, knowing that you can make safe purchases and e-payments.
How can you avoid these 7 types of fraud involving digital payment?
Cheating from a mobile app
Some thugs have kept fake numbers in the name of NGOs on the Internet. Recently a sentence related to this came out. A woman wanted to contact the NGO to bury her pet dog. They got a call to the NGO with this fake number. They were asked to download the software named AnyDesk. It is a remote desktop software tool. With the help of this, the user’s full screen can be seen. The woman wanted to transfer funds to bury the dog. However, 30,000 rupees were given cleanly from his bank account.
Fraud in the name of selling insurance
He became the victim of such a fraud that could not differentiate between the official and fake portal of the insurance regulator. Actually, www.irdaionline. The policies were being sold through a fake portal from the org URL. Later, IRDA issued an alert against it. The URL was then blocked.
Nowadays there is such an option on all online shopping websites, from which you can save the details of your card. After which, if you ever log in to that website again and buy any goods, all you have to do is to enter the CVV and your transaction is completed. If you do this too, be careful because nowadays hackers easily hack such cards whose details are saved on a website. The website where the detail already exists. The card number, password, and PIN are not to be entered on that website. So hackers easily hack them.
KYC update fake
After clicking a link to update KYC, an IAS officer of Udaipur lost Rs 6 lakh. He entered the OTP after entering the account details. Immediately a message came from the bank that a transaction of 6 lakh rupees has been done from the account.
When you do an online transaction, then you have 2 options. The first option is Save Your Card and the second option is to Generate One Time Password (OTP). You should always choose the OTP option while making a transaction. After clicking this option, a four-digit OTP is sent to your registered mobile number. By using which you can complete your transaction. The OTP option is quite safe.
Fake NPCI / UPI / BHIM Handle and Portal
Many fake IDs are created on Twitter handles. When you tweet for help, the details of the account, wallet or card are obtained in its name.
Lack of information about UPI pay option
A man wanted to sell his cooler. He got a call from a fraudster who through a link said to give 9000 rupees. On clicking the link, the money flew into the account instead.
Fraud by breaking a weak password
Many times people inadvertently sit with the help of hackers. Britain’s National Cyber Security Center (NCSC) has recently released the list of most hacked passwords. According to the data released, the password of 20 million people was hacked because it was 123456.
Fake UPI payment link
The fraudsters asked a Pune businessman to transfer Rs 10 from a digital wallet. It was told that registration fees will have to be paid to buy scooters online. The merchant entered the UPI ID and OTP to make the payment. After this, 1.53 lakh rupees were cleared from his account.
So friends, hope you liked this article and you got some new information. Please tell me in the comments.