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Atal Pension Yojana – Details and Benefits

Atal Pension Yojana(APY) is a very beneficial social security scheme for people working in the unorganized sector. By investing in APY, you get a regular income to spend after retirement.

The central government started APY in May 2015. Earlier, there was no such scheme for people working in the unorganized sector.

After retiring from investing in the Atal Pension Yojana, you can be entitled to a pension every month. The biggest feature of the APY scheme is that there is a provision to continue to benefit your family if you die prematurely.

In the event of the death of a person investing in the Atal Pension Yojana, there is a provision for getting a pension to the children in case of death of his wife. To get a lifetime pension after retirement, you have to invest in APY for a few years only. Along with your investment, the government also contributes on behalf of the Atal Pension Yojana.

For whom is Atal Pension Yojana(APY)?

  • Any Indian can start investing in the Atal Pension Yojana(APY). You must have a bank account to participate in the Atal Pension Yojana (APY).
  • It is also necessary to be linked to the Aadhaar card to open an APY account. Atal Pension Yojana(APY) can be availed only to those people who are outside the income tax slab.

What is the age limit in Atal Pension Yojana?

For the Atal Pension Yojana (APY) people are divided into 6 parts. To take advantage of the Atal Pension Yojana(APY), you must be between 18 and 40 years old. To get a pension under APY, you have to invest for at least 20 years.

How much pension will Atal Pension Yojana get?

The pension amount in Atal Pension Yojana(APY) depends on the investment you have made and your age. Under the Atal Pension Yojana(APY), a minimum monthly pension of Rs 1,000 and a maximum of Rs 5,000 can be got. From the age of 60, you will start getting a pension under APY.

What is the benefit of Atal Pension Yojana?

The sooner you join the Atal Pension Yojana (APY), the more benefit you will get. If a person joins the Atal Pension Yojana (APY) at the age of 18, then he will have to invest 210 rupees every month.

After retirement, from the age of 60, you will get a monthly pension of Rs 5000 per month.

For more information on Atal Pension Yojana (APY), you can visit this website:

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